Staco Insurance Plc ( 2012 Abridged Report

first_imgStaco Insurance Plc ( listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2012 abridged results.For more information about Staco Insurance Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the Staco Insurance Plc ( company page on AfricanFinancials.Document: Staco Insurance Plc (  2012 abridged results.Company ProfileStaco Insurance Plc is an insurance company in Nigeria licensed to cover non-life insurance for fire, general accident, motor vehicle, oil and gas, marine, aviation, bond and engineering. Other insurance products cover fidelity guarantees, professional indemnity, goods-in-transit, employer liability, burglary, public liability and group/personal accident as well as transportation insurance which includes motor, marine hull and cargo and aviation insurance. Fire and bond insurance products cover fire and special perils, homeowner/holder, all-risks, engineering and bond insurance. Customised insurance products cover motor insurance, personal protection and homeowners insurance. Staco Insurance Plc has business interests in Sierra Leone offering life and non-life insurance products to individuals and corporate customers. Formerly known as Standard Trust Assurance Plc, the company changed its name to Staco Insurance Plc in 2006. Its head office is in Lagos, Nigeria. Staco Insurance Plc is listed on the Nigerian Stock Exchangelast_img read more

Cocoa Processing Company ( 2018 Abridged Report

first_imgCocoa Processing Company ( listed on the Ghana Stock Exchange under the Food sector has released it’s 2018 abridged results.For more information about Cocoa Processing Company ( reports, abridged reports, interim earnings results and earnings presentations, visit the Cocoa Processing Company ( company page on AfricanFinancials.Document: Cocoa Processing Company (  2018 abridged results.Company ProfileCocoa Processing Company processes raw cocoa beans and manufacturers a range of cocoa products for the Ghana market and for international export. Products produced at The Chocolate Factory in the semi-finished range include cocoa liquor, butter, natural/alkalized cake or powder. These semi-finished products are used as ingredients to produce chocolate and other cocoa-based food products. Products manufactured at The Confectionary Factory are sold under the Golden Tree brand name and include chocolate bars, chocolate-coated peanuts, drinking chocolate powder, chocolate spread and natural cocoa powder. Cocoa Processing Company is the only manufacturing company in the world which processes premium Ghana cocoa beans without blending. The company was founded in 1965 and its headquarters are in Tema, Ghana. Cocoa Processing Company is listed on the Ghana Stock Exchangelast_img read more

Tom Rees – Wasps and England

first_imgLATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS RW: So you’re a big film buff?TR: Yeah, I go through phases of what I like – westerns, war films and so on. The one film I keep coming back to is The Good, The Bad and The Ugly. The only film I’ve never been able to watch all the way through is Napoleon Dynamite; I gave up after half an hour.RW: What are the best and worst headlines you’ve seen about yourself?TR: ‘Dumped By Hotel Cleaner’ was the worst. It was a story that wasn’t true in The Sun about how I’d been told I was being released from the England squad by the hotel cleaner. I’ve seen a few of ‘Rees Lightning’ but I still haven’t seen one I want to cut out and put on my wall.RW: Who would you like to be stuck in a lift with?TR: My girlfriend won’t be happy, but Jessica Rabbit. I had a huge crush on her.RW: If you could have one superpower what would it be?TR: I recently saw Fantastic Four 2 and a guy in that, Galactus, eats planets. Being able to eat a planet would be pretty cool.RW: Win the World Cup or £1m?TR: I’m trying to buy a house at the moment so £1m would come in useful. I’d be able to get rid of £1m pretty quickly, but the World Cup would stay with me forever so I’ll be boring and say that.Check out Wasps’ Twitter pageTake a look at what Tom’s been up to since we caught up with him…Learn more about Tom’s teammates at Wasps… TAGS: Wasps Tom Rees never understood the concept of pass the ballWhen the Wasps flanker was still finding his feet at the beginning of his career he chatted to Rugby World about training with the Marines, eating planets, messing around and sharing his thoughts on post-rugby life. RUGBY WORLD: So how did you find training with the marines?TOM REES: Once I got over the initial feeling of dread it was really good fun, but I’m glad I’m not in the marines full-time.RW: What kind of things did you do?TR: It was a mixture. There was a series of challenges, some of them skill-based, some mental, some physical. It was all about working together in teams under pressure; they would make us feel uncomfortable and then see how we reacted to that. I was just glad Simon Shaw was in my team. Everything we did, it was ‘How can we best use Shawsy?’ He was great, carrying people over things – our JCB.RW: Casting your mind back a few months, how did you celebrate winning the Heineken Cup?TR: I think I spent most of that week either out or hungover!RW: Have you got any good stories about practical jokes?TR: I have to mention James Haskell. He’s a great character, on and off the pitch, and has a very sharp wit, but he tends to be on the receiving end of things at Wasps. He went with a few England players to Rome to meet the Pope and the next day, plastered all over the club, were pictures of him standing behind the Pope with nobody else in the shot. It looked like he’d pushed his way into the picture. He gets a fair bit of stick.RW: Is it true that he likes to be called the Haskellator?TR [laughing]: He’ll kill me. He has been trying to get known by that name. If you called him that, you’d get a response.RW: What would you like to achieve outside of rugby?TR: I haven’t a clue. The prospect of post-rugby is very daunting. I’m hoping I’ll find something I like doing and if I hear a good idea I’ll jump on the bandwagon. Haskell always has plenty of ideas to make a quick buck and if anything sounds above board I’ll get involved.Film buff, Gaming geek, Jessica Rabbit, and becoming Galactus…RW: What three things would you save if your house was on fire?TR: Luckily I’ve got nothing of value in my house – I keep all that at my parents’ in case I break it. I’ve got a fairly big DVD collection – over 200 – so I’d save as much of that as I could. Rather than do anything constructive with my free time I watch films and play computer games. Joe Worsley Andy Powelllast_img read more

Analysis: Ten minutes that sealed a magical Japan win

first_imgA half-break saw Japan over the 22 and the attack continued. Inevitably, South Africa would win the odd collision.Rather than panic and surrender possession though, Japan manoeuvred themselves into a more narrow shape. Hooker Takeshi Kizu is the carrier here, with Leitch and Thompson in support. Tamura is shouting instructions from behind:Everyone is aware of their distinctive role – Kizu taking it up, Thompson latching on and Leitch clearing. As a result, Mafi stands back to offer himself for the next carry as Hiwasa circles around:After Mafi’s carry, Tamura steps up to the front line – although making sure there are forwards inside him to hold the defence:He has spotted a chance and calls for the ball, jinking past Louw:As Burger scrambles back to make a last-ditch tackle, Japan flood through in support:They are able to manufacture quick ball and run more angles off their scrum-half. This time, the pass goes in front of Matsushima to Broadhurst, who drops an inside ball to the effervescent Goromaru:Only a challenge from du Preez saves a try……but Oosthuizen flops to the wrong side of the ruck to concede a penalty and earn a yellow card:Measured pursuit of immortalityGiven Goromaru’s form, aiming for three points from out wide was a sensible option that could have brought a famous draw. But Japan sensed momentum and wanted glory. Even so, they did not become reckless.After the ball was put into the corner, a quick conference preceded the lineout……and Kizu kept his cool when a false start saw movement before referee Garces and touch-judge JP Doyle were ready:Eventually, Kizu found Broadhurst – propelled skywards by a great lift from Thompson:Leitch circled around……clasping onto the ball and securing it at the back while the maul nudges forward:As backs fly in to add their ballast, Kizu is the key man. He recognises that South Africa has stalled the momentum and collapsed the near side, so forms a new pivot of the same maul:Hiwasa calls the forwards on the near side back around……and Japan surge over the line. The television match official is called upon, and although no try is awarded, de Jager (number 19) is penalised for dragging down the maul:Conviction, adaptability and executionWith no time for the lineout, another conference is called……and Leitch again goes for the win, taking a scrum:Burger jumps the gun with the ball at the base, breaking his bind to concede a penalty:Leitch sticks to his guns and asks for another scrum. Mafi takes a glance to suss out any potential openings……but keeps his head down as the shove comes on from Japan, controlling the ball beautifully as Hiwasa blocks off du Preez:Garces orders a re-set as the front rows stand up, and South Africa power through on the next scrum.Hiwasa again shields du Preez……which proves to be crucial as the ball shoots out of the set piece because Mafi can drop onto it……before Broadhurst and Thompson backpedal to resource the ruck and allow Japan to keep the ball:Now Japan can return to their phase-play. Leitch – who else? – comes around the corner for a first foray, attacking the space between de Jager and du Preez:Wing Hesketh flies into the ruck, personifying Japan’s commitment and nous across the board – he singles out the threat of Louw (number six) and disposes of him:Two phases later, Leitch is on his feet again, taking a flat pass with support on either shoulder:This time fly-half Tamura is on hand to muck in at the breakdown and secure possession:Japan keep edging right, intent on using the full width of the playing surface.Tracking across to the ball away, Hiwasa looks over his left shoulder. Clearly, a runner is loitering on the left side of the ruck:Inevitably, it is Leitch. The Chief arcs all the way around, stretching the South Africa defence when he is found by Hiwasa’s swivel-pass:With the stakes so high, he opts to take the ball into contact rather than risk a pass:Japan did not register a single offload all match, instead putting faith in their ability to recycle.When it came down to the wire, such an approach was vindicated. Leitch rides a high, hard challenge from Strauss……and Male Sa’u gets over the ball to haul it back. Now there is space on the left, so Japan bounce over.Goromaru comes on a decoy line to hold the fringe tacklers – Japan never shirked the unglamorous roles – as Hiwasa plays in Tatekawa:A miss-pass to Mafi wrong-foots Pollard……and a piston hand-off deals with an upright Jesse Kriel:Mafi’s scoring pass is timed very nicely……allowing Hesketh to skate over for glory: TAGS: HighlightJapan Japan needed organisation, composure and courage to get over the line against South Africa. We detail an enthralling final ten minutes that saw all those attributes come to the fore. Japan, now firmly entrenched as the darlings of Rugby World Cup 2015, face Scotland on Wednesday at Kingsholm. They must feel weary, but can be buoyed by a sensational triumph over the two-time world champions. And it was far from a fluke.Jones has developed a regimented side that plays with calm assurance and conviction in their structure and skills – all of those things shone through in this wonderful ten minutes. Their progress in Pool B will be fascinating. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Stunning score: Jubilant Japan celebrate Karne Hesketh’s winning try against South Africa If the endgame of these global tournaments is to catapult the sport into the wider consciousness and inspire fresh fans, Rugby World Cup 2015 may have already reached a zenith.A 34-32 victory for Japan over South Africa was an occasion that enraptured and intoxicated every neutral onlooker – from former Webb Ellis trophy-winner Jonny Wilkinson to those still uncertain of how many points a try is worth.Brighton‘s superb 30,000-seater stadium hosted a truly historic happening. But as much as this exuded the charm of a classic underdog triumph, the result also bore hallmarks of meticulous coaching and gritty graft.In the ten minutes between Handre Pollard‘s penalty to put the Springboks 32-29 up and the final whistle, Japan were wonderfully precise. It was a period that epitomised the qualities they had demonstrated throughout the tie.What is more, they hauled themselves back into the lead to snatch success after three hugely influential figures – hooker Shota Horie, lock Hitoshi Ono and scrum-half Fumiaki Tanaka – had been replaced. Here is a recap of how Japan shocked the planet.Pinpoint restart and pesteringRestarts now sit pretty close to the scrum and lineout in terms of importance. With an accurate kick and a coordinated, systematic chase, they become a big opportunity to win back possession.Across the afternoon, Japan tested South Africa in this area. The Brave Blossoms mixed up their options too, attempting to catch out their opponents with short grubbers that barely crossed the 10-metre line.Following Pollard’s penalty, replacement fly-half Yu Tamura stays conventional. He hoists the restart to give his forwards time to get underneath it:Sure enough, Schalk Burger needs to be lifted by Francois Louw in order to claim the ball as Michael Leitch pressurises……and even then, the Japan skipper latches on in a ball-and-all tackle:There is no forward momentum whatsoever. As South Africa recycle and Fourie du Preez moves in to move the ball away, Japan have time to set themselves. Prop Keita Inagaki adopts the guard position……and sprints up out of the line to harry first-receiver Pollard:Even encroaching into the eye-line of a kicker can be enough to encourage an error. Inagaki’s off-the ball industry summed up that of his team over an amazing 80 minutes.Ambition, organisation and ball retention Just as full-back Ayumu Goromaru was deadly from the tee in accumulating five penalties and two conversions to go with a try, his positioning in back-field was superb.As he takes Pollard’s long punt with ease, note Tamura working back to join the back three – more selfless, unseen teamwork:Goromaru never ponders a return kick, recognising Japan would be better served to keep the ball in hand.He snakes across-field before identifying two South Africa front-rowers in Adriaan Strauss and Coenie Oosthuizen and trying to slice through:As Oosthuizen makes the tackle, Strauss – among the best pilferers in the world – threatens the ball. Lock Luke Thompson follows up, though……and clears the hooker robustly:Japan retain possession and can instigate some sparky phase-play. Though Tanaka has left the field, they remained extremely cohesive and effective when hitting lines off their scrum-half around the ruck.Indeed, Atsushi Hiwasa enjoyed an exceptional shift. Here, he crabs across to the left. This negates South Africa’s line-speed and leaves them flat-footed:When wing Kotaro Matsushima comes back against the grain from wide angle, he is met by some passive defenders……and forces his way through both Victor Matfield and Jean de Villiers and over the gain-line:Japan have gathered impetus, but do not lose discipline. They persevere with a punchy approach.Again Hiwasa takes a couple of steps to seem like a running threat himself before finding Thompson behind the rampaging decoy of Amanaki Mafi:A spill from Leitch saw the move break down at this point, but Japan’s verve was obvious. And it would not die, either.Strong set-piece and proactive defenceJapan’s scrum coach Marc dal Maso is a canny operator who has overseen drastic change. At the weekend, on either put-in, his charges did him proud.Watch the copied body positions of the Japan pack as they prepare to engage……and how every forward is on the balls of his feet, straining forward but poised to make small adjustments:Sure enough, a surge comes through the tight head side. And while Burger does well to pick up at the base and carry in a confined space……he is felled by Michael Broadhurst and Mafi:Japan were relentless in defence and clever at the breakdown. Mafi personifies that in this instance, bouncing to his feet to compete on the floor:du Preez is incensed and gesticulates towards referee Jerome Garces. If you are frustrating opposition scrum-halves, you are doing a decent job as a back-rower:Garces does not appease du Preez and refuses to award a penalty, so South Africa opt to kick downfield.Tanaka spent his match shooting up out of the defensive structure to cut off wider passes, and Hiwasa employs a similar tactic. He curves around, staying onside amid the glare of Garces but generating speed……and flies towards Pollard, again obstructing the kicker’s eye-line:JP Pietersen manages to haul the ball in amid the attentions of Matsushima……and du Preez goes long from the base of the ensuing ruck despite another charge-down attempt from Inagaki:South Africa were merely handing back possession, though.Another outstanding counterAgain, Goromaru is the man to field the kick:Once more, he does not think of using the boot. Instead, he fires a long pass right to Karne Hesketh.Note that three Japan backs on the far side are busting a gut to get behind the ball:This encourages Hesketh to launch an attack from deep. He draws Lood de Jager and sets away Harumichi Tatekawa……who steps off his right foot to attack the gap between de Villiers and a stretched Oosthuizen:Tamura mirrors the line of Tatekawa. From a technical standpoint, this is important.Latching onAs Tatekawa fights through a tackle, Tamura propels him forward. This is something often seen by forwards in tight exchanges, but Japan used the technique all around the field:Indeed, as the ball is spread left to Mafi……and the burly No 8 beats Pietersen……both Thompson and Goromaru flank their teammate to eat up more metres:The premise is simple here – the weight and power of three men in contact is usually more effective that that of one, as Strauss finds out.Blending phase-playFrom here, Japan came into midfield before Tatekawa spotted a potential mismatch and a gap between prop Trevor Nyakane and du Preez.Arcing around from the right, he attempts to pierce it:last_img read more

Empeño interreligioso para corregir un defecto de la Ley de…

first_img The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Rector Shreveport, LA Family Ministry Coordinator Baton Rouge, LA Por Mary Frances SchjonbergPosted Sep 30, 2013 Featured Events An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Associate Rector Columbus, GA Rector Smithfield, NC Rector and Chaplain Eugene, OR Rector/Priest in Charge (PT) Lisbon, ME Rector Washington, DC Curate Diocese of Nebraska Bishop Diocesan Springfield, IL Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector (FT or PT) Indian River, MI Submit an Event Listing Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Rector Pittsburgh, PA Rector Martinsville, VA Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Curate (Associate & Priest-in-Charge) Traverse City, MI Associate Priest for Pastoral Care New York, NY New Berrigan Book With Episcopal Roots Cascade Books TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Associate Rector for Family Ministries Anchorage, AK Featured Jobs & Calls Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem [Episcopal News Service] Mientras en el Congreso sigue la disputa sobre la Ley de Atención Médica Asequible, el Grupo de Pensión de la Iglesia y la Oficina de Relaciones Gubernamentales de la Iglesia Episcopal están instando a los legisladores a aprobar un proyecto de ley para rectificar lo que ven como un fallo en la ley relacionado con la Iglesia.La Ley de Atención Médica Asequible [ACA, por su sigla en inglés] tiene por objeto  que el cuidado preventivo de la salud —incluida la planificación familiar y servicios afines— resulte más accesible para los estadounidenses sin seguros.En la actualidad, los individuos y familias de bajos y medianos ingresos que. Por otra parte, no tienen derecho a un seguro de salud público o patrocinado por un empleador, podrán solicitar subsidios en la forma de créditos contributivos para ayudarles a comprar un seguro de salud a través de las nuevas bolsas de seguros de salud recién establecidas. La inscripción en los planes que ofrecen esas bolsas deben comenzar el 1 de octubre y la cobertura y los subsidios comienzan en enero.Sin embargo, según la ley y sus actuales reglas de aplicación, a diferencia de la mayoría de los planes de salud, los planes de salud de la Iglesia no pueden ofrecerse en las bolsas de seguros de salud estatales o federales. Por consiguiente, clérigos y laicos inscritos en los mismos y que tendrían derecho por razón de sus ingresos, no tienen acceso a esos créditos contributivos basados en sus primas.El Grupo de Pensión de la Iglesia y la Oficina de Relaciones Gubernamentales apoyan la Ley del Plan de Salud para la Iglesia de 2013 (Proyecto de Ley del Senado 1164), la cual permitiría a los empleados el derecho a seguir comprando su seguro a través de los planes de la Iglesia y el tener acceso a los créditos contributivos por los que pueden optar los empleados que compran sus seguros en los planes de salud comerciales a través de bolsas, conocidas también como el Mercado de Seguros de Salud.Sin embargo, el proyecto de ley no contempla un tratamiento contributivo especial para clérigos y empleados laicos que tienen derecho a créditos semejantes a los que la AFL-CIO solicitó recientemente para sus miembros. La federación del trabajo quiere planes de salud sindicales con patronos múltiples, y también mantiene que queden exentos de impuestos las contribuciones a los planes de salud, un beneficio que de otro modo se le ofrece a los individuos que reciben los créditos contributivos a través del mercado. El gobierno de Obama ha denegado la solicitud de la AFL-CIO.El Grupo de Pensión de la Iglesia calcula que alrededor del 6% de los clérigos y el 16% de los empleados laicos que están inscritos en la actualidad en los planes del Consorcio Médico de la Iglesia Episcopal [The Episcopal Church Medical Trust] tendría derecho a un “importante crédito contributivo sobre la prima si la ley se aprobara”, dijo a ENS Frank Armstrong, vicepresidente primero y actuario principal del Grupo de Pensiones de la Iglesia, en una respuesta por escrito a preguntas enviadas por correo electrónico.El consorcio Médico ofrece una variedad de planes de salud a clérigos y empleados laicos episcopales. El consorcio Médico administra esas ofertas, mediante contratos con importantes compañías aseguradoras (tales como UnitedHealthcare) y les paga una tarifa por tener acceso a sus redes de proveedores y reclamar pago de servicios.Armstrong hizo notar que un empleado puede tener derecho a créditos contributivos de primas si él o ella tiene un ingreso familiar entre el 100% y el 400% del Nivel Federal de la Pobreza (aproximadamente de $24.000 a $94.000 de ingreso anual para una familia de cuatro en 2014, según información que puede obtenerse aquí.)Además, deben poder demostrar que no tienen acceso a un seguro médico asequible a través de su empleador. La cobertura se define como asequible cuando la contribución que se exige del empleado por él solo no excede el 9,5% del ingreso familiar. El empleado también tendría que comprar cobertura a través de las bolsas del cuidado de la salud e incluirlo en su declaración de impuestos (conjunta si está casado) para obtener el crédito contributivo.Armstrong dijo que “poquísimos” participantes del Consorcio Médico pagan la totalidad o la mayor parte de sus primas del seguro de salud. “De hecho, la mayoría de los empleadores pagan la totalidad o la mayor parte de las coberturas de salud individuales tanto para clérigos como para empleados laicos, razón por la cual son tan pocos los que tienen derecho a créditos contributivos sobre las primas conforme a la orientación [federal] actual”.Jayce Hafner, analista de política nacional de la Oficina de Relaciones Gubernamentales de la Iglesia, dijo a Episcopal News Service que “parece desafortunado que la Iglesia Episcopal, una organización que trabajó tanto a favor de la aprobación de la ACA, deba ser excluida de [todos los] beneficios de esta ley”.“Si la Ley del Plan de Salud para la Iglesia 2013 no se aprueba, algunos empleados de la Iglesia Episcopal perderán algún incentivo económico para inscribirse en planes de salud que están específicamente diseñados para su profesión”, añadió ella, tales como un beneficio especial del Consorcio Médico que cubre la participación en “agrupaciones de colegas” facilitado por clérigos y consejeros autorizados de la Iglesia para tratar con presiones vocacionales y profesionales.La defensa de la Iglesia a favor del acceso universal al cuidado de la salud se remonta por lo menos a 1994, cuando la Convención General aprobó la Resolución A057, la cual, en parte, le hace saber a la Iglesia que ese acceso “a servicios de salud económicos y de calidad [debe] considerarse necesario para toda la población”.La Oficina de Relaciones Gubernamentales envió una carta el 26 de septiembre a los miembros del Congreso en que les instaba a aprobar la Ley del Plan de Salud de la Iglesia.El Grupo de Pensión de la Iglesia ha publicado en su página web información acerca de la propuesta  Ley del Plan de Salud de la Iglesia y un modelo de carta para que los participantes la usen para escribirles a sus senadores federales instándoles a apoyar el proyecto de ley.Dos senadores demócratas, Mark Pryor, de Arkansas y Chris Coons, de Delaware, presentaron la Ley del Plan de Salud de la Iglesia en junio. Coons la definió como el arreglo “de un problema de sentido común”.La Alianza Eclesiástica —una coalición de 37 juntas de beneficios de iglesias que abarca todas las denominaciones protestantes históricas, dos ramas del judaísmo y escuelas e instituciones catolicorromanas— la cual ofrece beneficios de atención sanitaria a más de un millón de clérigos y trabajadores laicos, también apoya el proyecto de ley del Senado. La Iglesia Episcopal pertenece a esa alianza.Sin embargo, las posibilidades de que el proyecto de ley resulte aprobado están sujetas a la lucha política que rodea la ley federal de atención médica que sus adversarios han apodado “Obamacare”.“Es un escenario complicado en el Congreso. Algunos miembros del Congreso reconocen que la ACA, si bien es efectiva y global, necesita algunas mejoras y ellos están tratando de allanar esos obstáculos”, dijo Hafner. “No obstante, hay otros miembros del Congreso que se oponen vehementemente a la ACA, y que preferirían mantener la ley tal como está mientras laboran por derogarla, en lugar de esforzarse en perfeccionarla. Estos actores están haciéndole difícil a otros miembros el actualizar, extender y avanzar la ACA”.Y el 12 de septiembre en su 41ª. votación contra la Ley de la Atención Médica Asequible, en todo o en parte, la Cámara de Representantes aprobó la Ley de No Subsidios Sin Verificación (H.R. 2775). El proyecto de ley se opone a una regulación promulgada en julio por el Departamento de Salud y Servicios Humanitarios (HHS) del gobierno federal que daba alguna flexibilidad a las bolsas de seguros de salud administradas por los estados cuando examinaban si las personas tenían derechos a créditos contributivos sobre las primas de seguros. Los republicanos dijeron que la flexibilidad permitiría que personas sin méritos tuvieran derecho a los créditos, y el gobierno de Obama dice que la regulación ha sido malinterpretada. La ley se espera que muera en el Senado.Entre tanto, el liderazgo de la mayoría republicana en la Cámara de Representantes han dicho que está dispuesta a que el gobierno federal deje de funcionar, al rehusar autorizarlo a contraer préstamos una vez pasado el último día de septiembre, a menos que se prive a la ACA de su financiación. Una vez más, es improbable que esa movida sobreviva una votación en el Senado dominado por los demócratas. El 25 de septiembre, el Senado hizo avances hacia la aprobación de una versión del proyecto de ley de la Cámara de Representantes que mantiene al gobierno funcionando, pero no suprime la financiación de la ACA.Otros impactos posiblesAlgunos observadores han predicho que si los créditos contributivos no se extendieran a los clérigos y empleados laicos con derecho a ellos, los clérigos y empleados laicos de bajos a medianos ingresos intentarán abandonar los planes [de salud] denominacionales y comprarán cobertura de seguros en las bolsas. Otros se han preguntado si algunos empleadores pondrían énfasis en que harían esto para mitigar sus propios costos de cobertura de seguros [de salud].“Si un empleado pude presentar un certificado de que él o ella tiene derecho a un crédito contributivo de su prima de seguro [de salud], esto se consideraría una exclusión permisible [del Plan de Salud Denominacional]”, dijo Armstrong del Grupo de Pensión de la Iglesia, reiterando que la CPG cree que “poquísimos” clérigos y empleados laicos episcopales tendrán derecho a los créditos.Armstrong hizo notar que los participantes del Consorcio Médico de la Iglesia Episcopal que opten por comprar cobertura en el mercado perderán cualesquiera contribuciones que actualmente esté haciendo su empleador para cubrir el costo de su seguro; y los pagos de las primas hechos por el empleado hacia la cobertura del mercado no pueden hacerse sobre las ingresos brutos.Además, según Armstrong, esas personas que tienen derecho por razón de sus ingresos, posiblemente tendrían que “comprar más caro” a fin de obtener un plan de mercado que ofrezca la misma cobertura que el empleado tiene ahora a través del Plan de Salud Denominacional. La mayoría de los planes del Consorcio Médico están clasificados como “de oro” o “de platino” y también ofrecen beneficios secundarios tales como cobertura oftalmológica, planes de ayuda al empleado y servicios de promoción de la salud, pero lo créditos contributivos de las primas se basaran en los costos de los planes de “plata” del mercado.(Una breve explicación de los “niveles metálicos” de los planes puede encontrarse aquí.)“Existen también otras consecuencias impositivas y económicas a considerar”, dijo Armstrong. “Sugerimos enfáticamente que cada empleado hable con un asesor financiero o de impuestos durante el proceso de decisión”.Entre tanto, según Armstrong, “el Consorcio Médico no está excesivamente preocupado respecto a la posibilidad de los empleadores de la Iglesia que insten a sus empleados a excluirse el DHP a fin de atenuar los gastos del empleador” dado el pequeño número de empleados que se espera participen.“Es más, a diferencia de las compañías que tienen un carácter lucrativo, el Consorcio Médico tiene presente los mejores intereses de la Iglesia y de nuestros participantes y creemos que los empleadores de la Iglesia son del mismo sentir”, agregó él.Un asunto relacionado con los enfoques de implantación de la Ley de Atención Médica Asequible es una parte de la ley que permite a los empleadores con menos del equivalente a 50 empleados de jornada completa, durante un período específico, dejar de ofrecer cobertura de salud a sus empleados sin ser penados conforme a la cláusula de la ACA sobre Responsabilidad Compartida del Empleador. El gobierno de Obama ha diferido la puesta en práctica de esta cláusula hasta 2015.Armstrong dijo que la entrada en vigor de esa cláusula no sobreseería los requisitos canónicos de la Resolución A177 de la Convención General de 2009, la cual estableció el Plan de Salud Denominacional e impuso que se le proporcionaran beneficios de salud a los clérigos y empleados laicos que tuvieran derecho a ellos.Entérese de más al respectoPara más información sobre cómo funcionan los créditos contributivos de las primas, visite esa parte de la página web del gobierno federal.La Fundación de la Familia Kaiser tiene una calculadora de subsidios aquí.El Centro para Prioridades del Presupuesto y la Política tiene un documento sobre preguntas frecuentes respecto a los créditos contributivos sobre las primas aquí.El Sindicato de Consumidores ha creado folletos, estado por estado, en los que explica cómo funcionan los créditos contributivos y cómo tener derechos a ellos en cada estado. Esa información también se encuentra disponible aquí.– La Rda. Mary Frances Schjonberg es redactora y reportera de Episcopal News Service. Traducción de Vicente Echerricenter_img Rector Hopkinsville, KY Rector Collierville, TN Course Director Jerusalem, Israel Empeño interreligioso para corregir un defecto de la Ley de la Atención Médica Asequible relacionado con la Iglesia La Iglesia respalda los empeños para ayudar a algunos empleados a obtener créditos contributivos de las primas de sus seguros de salud Priest Associate or Director of Adult Ministries Greenville, SC Assistant/Associate Priest Scottsdale, AZ Cathedral Dean Boise, ID Assistant/Associate Rector Morristown, NJ Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector Albany, NY Director of Music Morristown, NJ In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Submit a Press Release Submit a Job Listing Rector Belleville, IL Priest-in-Charge Lebanon, OH Rector Knoxville, TN Assistant/Associate Rector Washington, DC Missioner for Disaster Resilience Sacramento, CA Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Press Release Service An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Canon for Family Ministry Jackson, MS Director of Administration & Finance Atlanta, GA Rector Bath, NC Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Tampa, FL Youth Minister Lorton, VA AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis last_img read more

MLA House / Jacobsen Arquitetura

first_img “COPY” Brazil Projects MLA House / Jacobsen ArquiteturaSave this projectSaveMLA House / Jacobsen Arquitetura 2014 Year:  Architects: Jacobsen Arquitetura Area Area of this architecture project Photographs “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Houses ArchDaily Save this picture!© Leonardo Finotti+ 13 Share Area:  1490 m² Year Completion year of this architecture project CopyHouses•São Paulo, Brazil Photographs:  Leonardo Finotti Interior Design:Eza Viegas/ Jacobsen ArquiteturaInterior Design Team:Isabel Benoliel, Heloisa Zarpelon, Mariana Leme, Caroline Oliveira.Landscape Design:Isabel DupratLighting Design:Studio IluzAuthor:Paulo Jacobsen, Bernardo JacobsenTeam:Edgar Murata, Christian Rojas, Rafael Henrique de Oliveira, Luiz Guilherme Martinelli, Maya Leal.City:São PauloCountry:BrazilMore SpecsLess SpecsSave this picture!© Leonardo FinottiText description provided by the architects. An urban house, but nevertheless cozy, warm but open to the surroundings, light but also full of shadows, with modern engineering and using natural materials. These were the first clear concepts agreed with the owners for their future home in the Jardins neighborhood of São Paulo.Save this picture!© Leonardo FinottiSave this picture!PlanSave this picture!© Leonardo FinottiTo this end, we thought to occupy the plot with a single volume that ran parallel to one of its sides, with a view of the dense garden created in front of this prism. The living and dining room — with a double-height ceiling — was centered in this volume and also features an indoor garden throughout the circulating area. The bedrooms, on the first floor, occupy the two ends of the volume and communicate via a walkway that bisects the double-height living room.Save this picture!© Leonardo FinottiSeeking the best angle for sunlight and the most privacy, the pool and terrace were located in the back of the grounds. Large roof eaves, slender structure, transparencies and wood and stone finishing sought to achieve the sensations idealized by the couple for their house.Save this picture!© Leonardo FinottiProject gallerySee allShow lessRising from the Ashes: Krakow University Student Creates Vision for the Volcanic Isl…ArticlesConstructing The Floating Piers: How the Last Great Work of Christo and Jean-Claude …Architecture News Share MLA House / Jacobsen Arquitetura ShareFacebookTwitterPinterestWhatsappMailOr Clipboard CopyAbout this officeJacobsen ArquiteturaOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSão PauloSao PauloBrazilPublished on June 30, 2016Cite: “MLA House / Jacobsen Arquitetura” 30 Jun 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldChoosing the Skyfold Wall for Your SpaceGlass3MSun Control Film – Prestige ExteriorShowerhansgroheShowers – Croma SelectWall / Ceiling LightsSpectrum LightingLED Downlight – Infinium 3″ Round FlangelessVentilated / Double Skin FacadeCosentinoDekton Cladding in LD Sevilla hotelSealantsSikaJoint SealingBeams / PillarsLunawoodThermowood Frames and BearersPorcelain StonewareApariciPorcelain Tiles – MarblesCeramicsTerrealTerracotta Facade in Manchester HospitalWindowspanoramah!®ah! CornerHome AppliancesGIRAGira Keyless in – Door communicationLightsLinea Light GroupIntegrated Lighting – Fylo+More products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Legacy income up but growth rate slows, Legacy Foresight figures show

first_img Advertisement About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via Tagged with: Finance legacies AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis5 Melanie May | 17 May 2018 | Newscenter_img Legacy income saw a like-for-like growth of 4.6% in the year to 31 March, but the growth rate has stalled slightly, according to Legacy Foresight’s latest figures.In the year to 31 March, Legacy Foresight’s 83 Legacy Monitor members received £1.5bn in legacy income. However, although income rose year-on-year, recent growth rates have slowed, with total income slightly lower than the figures reported in February’s Bulletin, which showed a 5.1% growth in the year to 31 December 2017.According to Legacy Foresight, the most likely causes for the recent slowdown are a subdued economy and a slowdown in bequest numbers since the latter part of last year. It reports that in the year to March 2018 consortium members received a total of 52,981 bequests, down slightly (-1.2%) on the same period last year. This recent fall in bequest numbers is likely to suppress legacy income over the next few quarters, Legacy Foresight states. Legacy Foresight also suggests that the subdued economy is likely to have a continued impact on two important drivers of average residual values house prices and share prices, Over the past 12 months average residual values were £59,700, compared to the record high of £60,600 reported three months ago.However, there was another increase in the average value of cash gifts in the year to March, rising to £4,150, slightly up from the previous high of £4,100 back in Q3 2016. In addition, the long cold winter of 2017/18 resulted in a significant increase in deaths according to the latest mortality statistics, which in turn is likely to feed through to higher legacy notifications in the second part of this year.This year’s programme benchmarks 83 of the UK’s charities, which together account for 51% of the legacy market. Legacy Foresight’s next quarterly data will be available in August 2018  87 total views,  1 views today  88 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis5 Legacy income up but growth rate slows, Legacy Foresight figures showlast_img read more

Sud-Kivu journalists – victims of violence and impunity

first_img News News June 12, 2015 – Updated on January 20, 2016 Sud-Kivu journalists – victims of violence and impunity to go further Reporter jailed in DRC for allegedly defaming parliamentarian On the eve of the eighth anniversary of Radio Okapi journalist Serge Maheshe’s murder in Bukavu, the capital of the eastern province of Sud-Kivu, Reporters Without Borders (RSF) urges the Sud-Kivu authorities to do more to protect journalists and to not let the constants threats against them go unpunished.Sud-Kivu journalists staged a march through Bukavu on 9 June, four days before the anniversary, to press the authorities to take the threats more seriously and give them better protection.They handed in a memo to the provincial governor’s office condemning the high level of violence to which journalists are exposed and the continuing impunity, referecing the murders of Maheshe, on 13 June 2007, and another Radio Okapi journalist, Didace Namujimbo, on 29 November 2009. “The Sud-Kivu authorities must take threats against journalists seriously and, when appropriate, conduct thorough judicial investigations,” said Cléa Kahn-Sriber, the head of the Reporters Without Borders Africa desk.“In 2009, we condemned the trial fiasco with Maheshe’s accused murderers and the tragic consequence of inaction by the authorities, namely Namujimbo’s murder. Since then, there has been no progress with protecting journalists or punishing their murderers. As a result, all journalists in the eastern DRC are in great danger.”All those convicted as perpetrators in the Maheshe and Namujimbo murders managed to escape from prison and have never been re-arrested. Those who masterminded these murders have never been identified or sought by the police.Harassed by officialsNot only do the authorities fail to protect journalists but, worse still, they are often the source of the threats against them.Current targets include Donat Musema of community radio Iriba FM. He has been getting serious threats from an employee of the governor’s office ever since he broadcast a speech delivered in Bukavu by Vital Kamerhe, a former supporter of President Kabila who is now an opponent.Since filing a complaint about the threats, Musema and his supporters have been harassed by persons close to the provincial authorities, who are pressing them to withdraw the complaint and settle out of court.Other journalists have also recently been the targets of intimidation in Bukavu, which Reporters Without Borders dubbed the “city of murders” in its 2009 report.Ernest Muhero and Ricky Ombeni, two respected journalists with Radio Mandeleo, have been receiving anonymous threats for covering stories linked to land disputes. Jean Chrysostome Kijana, a journalist who heads a group called Inter Médias Grands Lacs, received an SMS death threat a few months ago.In Minembwe, in Sud-Kivu’s Fizi upland region, a militia commander with the rank of colonel regularly makes threatening phone messages to Vedast Ngabo and Runyambo Kasi, two journalists with community radio Tuungane who criticized his militia’s harassment of the local population.To read the report of RSF’s detailed investigation into the Maheshe and Namujimbo cases, click here.Democratic Republic of Congo is ranked 150th out of 180 countries in the 2015 Reporters Without Borders press freedom index. Receive email alerts Democratic Republic of CongoAfrica News News February 18, 2021 Find out morecenter_img Help by sharing this information Follow the news on Democratic Republic of Congo February 24, 2021 Find out more Organisation RSF_en Democratic Republic of CongoAfrica Congolese reporter wounded by gunshot while covering protest in Goma Journalist arrested on provincial governor’s orders February 16, 2021 Find out morelast_img read more

Alchemist Earth Food tasting session this Saturday

first_imgLinkedin Previous articleThe Expert Comment – Joe DelaneyNext articleSlow Food Ireland members can avail of discounts admin Advertisement Print Facebook NewsAlchemist Earth Food tasting session this SaturdayBy admin – March 26, 2009 512 center_img Twitter WhatsApp Alchemist Earth is holding a free food tasting at their store on 10 Sarsfield St in Limerick. The tasting will be held from noon to  4pm on this Saturday, March 28thRegular Bedford Row Market stall holder and local artisan food producer, Gingergirl, will be in-store to offer tastings of her brown bread, foccacia bread, chutneys, jams and marmalades.Sign up for the weekly Limerick Post newsletter Sign Up There will also be samples to taste from Alchemist Earth’s other gourmet ranges of organic cheese, crackers, tapanades, juices etc. Food lovers of all kinds are invited to drop in if you are in town. Emaillast_img read more

Shannon RFC and Limerick mourn passing of Pat O’Connor

first_imgLinkedin Email NewsLocal NewsShannon RFC and Limerick mourn passing of Pat O’ConnorBy admin – January 5, 2010 598 Advertisement Facebook WhatsAppcenter_img It’s with great regret and the deepest of sadness that members and friends of Shannon RFC learned of the passing of our vice President, Pat O’Connor. At 73 years of age, Pat succumbed to his health battle at 11pm on Monday 4th last in Milford Hospice and leaves behind a legacy of goodwill, dedication and unyielding commitment to Shannon RFC. Pat’s death will leave a massive void in the lives of those that knew him, and Shannon RFC may never see a man of his ilk, who worked tirelessly for the betterment of his beloved club.Sign up for the weekly Limerick Post newsletter Sign Up A gentler more affable man you couldn’t meet, Pat was a man of quite purpose and his gentle nature belied his ruthless agenda when it came to the continuing success of Shannon.Pat O’Connor was a central figure to the success of Shannon in the AIB league over the years and whilst the players took the accolades, his role was every bit as important.As Chairman of Finance, Assistant Treasurer, Hon. Treasurer, Club Chairman and then Vice President, Pat led the club through some glorious times and it will be a source of great regret by Shannon’s members that his health prevented him from attaining the Presidency of the club.Pat has amassed a great many friends throughout the country and his absence at the customary pre match lunches with opposition teams will be noted with deep regret.It might come as a surprise to some within the club that he did actually run a business given his time dedicated to the club and probably the only other aspect of his life, bar his family, that vied for his attention as much as the club was his cattle.Memories of Pat O’Connor are thankfully, vast and happy. Everyone was referred to as “boss” and everyone treated with the utmost respect whether the issue was of major significance or a simple mundane matter. As long as the problem was about Shannon, it would be sorted.His spirit will remain and the drive and enthusiasm he had for Shannon RFC will live on in everything the club achieves in the future.To his wife Kate, daughters Jane and Trish, his son Noel and brother Noel and his extended family, the thoughts and sympathies of everyone in Shannon RFC and beyond  are with ye.Pat, you will be missed by all, May you rest in peace. Print Twitter Previous articleGive it a TriNext articleMunster v Scarlets pitch update adminlast_img read more