Oxford researchers expose ‘data thirst’ of big tech companies

first_imgCompanies such as Google and Facebook receive enormous amounts of data from third party smartphone apps, according to a recent study released by University of Oxford researchers.The study, which analysed the code of 959,000 apps available on the US and UK Google Play stores, found that 88% of apps could ultimately transfer data to Alphabet, Google’s parent company.The figures further reveal how vast numbers of apps are set up to convey data to big tech companies, with Google topping the list of potential recipients.The researchers told Business Insider that this sort of data “enables construction of detailed profiles about individuals, which could include inferences about shopping habits, socio-economic class or likely political opinions.”They added: “These profiles can then be used for a variety of purposes, from targeted advertising to credit scoring and targeted political campaign messages.”The research was carried out as part of an EPSRC funded project, SOCIAM, led by Professor Sir Nigel Shadbolt.SOCIAM is looking at how humans, computers, algorithms and data interact at Web scale.Professor Max Van Kleek led the research project and Dr Reuben Binns was thelead author of the research paper.Binns told Cherwell: “Users should be concerned about the amount of data they are giving away – even data which does not appear to be sensitive– such as a set of GPS co-ordinates can easily be uniquely identifying and reveal where you live, work, socialise, or pray.“But individuals shouldn’t be expected to take on all the responsibility and make great sacrifices to maintain their privacy; we need governance and business models that protect people’s data in line with fundamental rights.”Google has disputed the methodology used by the Oxford researchers.A Google spokesperson told Business Insider: “We disagree with the methodology and the findings of this study.“It mischaracterises ordinary functional services like crash report-ing and analytics, and how apps share data to deliver those services.”“Across Google, and in Google Play, we have clear policies and guidelines for how developers and third-party apps can handle data and we require developers to be transparent and ask for user permission.“If an app violates our policies, we take action.”Binns responded: “We are not claiming that all instances of third-party tracking are unjustified, as crash reporting and analytics are useful tools for developers. Google offer third-party tracking capabilities for both purposes.”He told Cherwell: “Our research aims to identify any third parties that could be sent personal data from an app – whether such data are used for analytics or targeted advertising.“As outlined in our paper, 87% of the apps we studied shared data with at least one of the subsidiaries of Alphabet, Google’s parent company, and over 60% of them shared data with DoubleClick, a Google-owned advertising network.“Google’s statement does not appear to dispute these findings.”last_img read more

Cancer clues from another species

first_imgHarvard researchers have decoded the genome of a creature that may prove an unlikely ally in the fight against both cancer and aging: the naked mole rat.The animal, which lives in large, underground colonies, has many attributes that cause it to stand out from its mammalian relatives. Most important for medical research is that it has never been observed to develop cancer, and lives far longer than the mice and rats that are its best-studied relatives, according to Vadim Gladyshev, a professor of medicine at Harvard Medical School and Harvard-affiliated Brigham and Women’s Hospital.Naked mole rats, which are native to equatorial Africa, are one of only two known eusocial mammals that live in colonies headed by a queen, who does all the breeding. The animals, hairless, with poor eyesight and protruding teeth, are adapted to living in the dark and in a very low oxygen environment that has high levels of carbon dioxide. They also have trouble regulating their body temperature and don’t feel certain types of pain.Gladyshev led a team of researchers from several institutions in the work, which decoded the naked mole rat’s genome and analyzed the genes for several key attributes. Gladyshev and his team found that the naked mole rats have 22,561 genes — in the same ballpark as humans and other mammals — and diverged from mice and rats about 73 million years ago.Researchers identified genes that have undergone positive selection and amino acids that uniquely changed in the animal, a first step in identifying those genetic changes that underlie its unusual features. They also examined gene expression in a 4-year-old and a 20-year-old naked mole rat to begin to understand how the animals’ bodies change as they age.Their bodies change very little with age and differently than ours, it turns out. A recent examination of human aging showed 54 genes whose functions change as people age, 33 of which slow down and 21 of which speed up. When researchers looked at those genes in the naked mole rat, they found that 30 of them showed no change at all and two did the opposite of human genes.Gladyshev said the work provides a jumping-off point for researchers to examine the genetic roots of cancer and aging, research that will continue in his lab.“It is a starting point,” Gladyshev said. “These days the genome is the foundation for biological research and this applies to naked mole rats, too.”The research, published in the journal Nature in October, involved scientists from Harvard Medical School, the Brigham, the Broad Institute of Harvard and MIT, the University of Texas, the University of Illinois, Ewha Woman’s University in Seoul, BGI-Shenzhen in China, and the University of Copenhagen.Before this work, Gladyshev’s lab focused on redox biology and determining the role of trace elements in the human body. He didn’t even know about naked mole rats until four years ago when, during a visit to San Antonio, he sat next to a researcher who worked with them. Gladyshev’s first work with the animals involved their metabolism of selenium, a trace element important in human health but in which naked mole rats are deficient.After working with the animals on that project, Gladyshev became intrigued with their unique biology enough to embark on the work to decode their DNA.“Once you work with the animals, you become attached. They’re very nice animals that provide insights for various areas of biology and medicine,” Gladyshev said.last_img read more

Three Additional Cases Reported Wednesday, 16 Active Countywide

first_imgWNY News Now / MGN Stock Image.JAMESTOWN – Three additional COVID-19 cases were reported in Chautauqua County on Wednesday, bringing the countywide total of active cases to 16.The Health Department reports the new cases involve a woman in her 20s, a woman in her 70s and a male in his 50s.So far, 37 people have recovered from the virus in the county.A total of four deaths have been reported related to COVID-19 in Chautauqua County since the outbreak began. Share:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to email this to a friend (Opens in new window)last_img read more

Night moves

first_imgBy Brad HaireUniversity of GeorgiaThe peanut plant grows a thick canopy of compound leaves close to the ground. This structure provides for good nuts, but makes it hard for farmers to fight diseases that attack near the soil. The plants do something naturally that can help farmers fight these threats, says a University of Georgia researcher, and the difference can be night and day—literally.In the field, the peanut plant spreads its growth to capture sunlight. It uses it to make sugar and grow healthy peanut pods below ground, says Tim Brennemen, a plant pathologist with the UGA College of Agricultural and Environmental Sciences in Tifton, Ga. But at night, he said, the plant does the opposite. Instead of spreading out, its paired leaflets fold up, often revealing the base of the plant and the soil under it. Farmers can use this natural event to get fungicides through the plant’s canopy and to its base where soil-borne diseases attack.After the tomato spotted wilt virus, Brennemen said, white mold is the peanut’s toughest enemy. It attacks low-lying parts of the plant and produces oxalic acid that kills the plant. It can go underground, too, and destroy developing peanut pods.To fight disease, farmers typically spray peanuts with fungicides six to seven times a year. Two to three of these sprays are primarily to prevent or control white mold, he said. They almost exclusively do this during the day in the United States. In Nicaragua a few years ago, Brennemen learned farmers there spray fungicides at night. They do this to fight white mold, which thrives in hot, humid weather. Farmers there knew the nighttime habits of the peanut plant and used it to their advantage.Having toyed with the idea before, Brennemen and CAES graduate student Joao Augusto began experiments three years ago to see if nighttime spraying could benefit Georgia farmers. What they found surprised them.The openness of the canopy at night allows more of the fungicide droplets to reach the lower parts of the plant. The fungicide lasts longer there, too, protected during the day by the open leaves, which prevent UV rays from reaching it and breaking it down.They found that early morning before sunrise was the best time to spray. The dew on curled leaves helps the fungicide slide further down the plant.Last year, Georgia farmers averaged 3,400 pounds of peanuts per acre. In research plots, switching to nighttime spraying typically improved yields by 200 pounds to 800 pounds per acre. In plots where white mold was a severe problem, nighttime spraying increased yields by 1,800 pounds per acre. In research plots where white mold was not a problem, switching spray times made little improvement. “It was fascinating to me to see the level of improved control without there being any additional cost. That’s unusual,” said Brenneman, a plant pathologist for 25 years.Most tractors have lights for night work. Satellites can now guide many tractors. Spraying at night, he said, wouldn’t cost farmers more money. The same product would be sprayed at the same rate, just at night. The only cost might be an occasional shift in sleeping habits.All farmers shouldn’t rush to set the alarm earlier or pull an all-nighter to spray, he said. But the information will be useful for some.A farmer who has had trouble controlling soil-borne diseases with fungicides or is looking to reduce costs by using less-expensive chemicals this year would see benefit, he said.Georgia farmers will soon finish planting what is expected to be 500,000 acres of peanuts this year.last_img read more

The Destroyers’ coming to help rebuild Vermont

first_imgIn response to the damages inflicted on the state of Vermont in the aftermath of Hurricane Irene, The Paramount Theatre, in a partnership with I Am Vermont Strong, (a campaign developed to raise funds, awareness and spirits as a result of Hurricane Irene) is announcing that a portion of the proceeds of the 3 scheduled September concerts at The Paramount Theatre are now going to directly benefit victims of  the recent devastation ($5/ticket purchased after 9/8/11). The 3 concerts, featuring Blues Traveler (9/23), George Thorogood and The Destroyers (9/24) and Keb Mo (9/27), are now all a part of the I Am Vermont Strong Benefit Concert Series.What started out as an attempt to create a viral Facebook campaign with an image and a strong message of hope has turned into a successful fundraising effort for disaster relief organizations.  A young Vermont couple, Lyz Tomsuden and Eric Mallette, two native Vermonters now residing in Rutland, created the I Am Vermont Strong image with the simple intention of manufacturing good energies out of a bad situation.”We really just wanted to see if we could help show the world that we Vermonters are a unified front in the battle against the devastating losses suffered by our state in the recent hurricane.” commented Eric Mallette.”From there, it kind of went crazy!” added, Lyz Tomsuden, who created the image. “First we noticed everyone we know on Facebook was changing their profile pictures to the ‘Vermont Strong’ image.  That’s when the requests for t-shirts started pouring inâ ¦.by the hundreds!”Eric went to work, building an online e-commerce site and marketing virally on Facebook (facebook.com/VermontStrong). With help from the owners of Rutland, Vermont’s Awesome Graphics (who agreed to print the shirts at their cost), the duo is hoping to generate as little overhead as possible, affording Vermont Strong the opportunity to write the largest check possible to disaster relief. To date, more than 3500 t-shirts have been sold at www.IAmVermontStrong.com(link is external).Monies donated from The Paramount Theatre to I Am Vermont Strong will be distributed to Vermont disaster relief organizations. ‘I am Vermont Strong is an important movement.  It delivers tangible results to those in need and exemplifies the best of the human condition in the face of tragedy. We at theParamount are thrilled to be able to partner with this formidably positive venture.  Come out, see great music and help those in need!   Particular kudos to both Eric and Lyz for their vision and indefatigable energy in delivering these amazing results.’  commented Bruce Bouchard, The Paramount Theatre’s Executive Director.Blues Traveler ‘ 9/23 ($39.50 – $49.50 plus tax): When Grammy Award winning Blues Traveler’s harmonica wizard John Popper plays, there is no question that the sound coming out of the other end is filled with sheer heart and soul. Blues Traveler has earned a massive fan base with their distinct brand of high-octane rock infused with jazz, blues and funk. Having played more than 2,000 live shows, they have lived up to their name, traveling long and far for their love of the blues. Still going strong, the boys are back to their roots, jamming with that “live spontaneity” you can only experience at a live show – and audiences love it!George Thorogood and The Destroyers ‘ 9/24 ($49.50 – $59.50 plus tax): George Thorogood and the Destroyers released their self-titled debut album in 1977 and quickly established themselves as radio favorites and as a touring machine. Described as “the world’s greatest bar band,” the group has sold more than 15 million albums worldwide and has had tremendous success with Thorogood’s original compositions like “You Talk Too Much,” “I Drink Alone” and of course “Bad To The Bone;” he’s also had hits with covers of iconic blues-rock songs like “Who Do You Love” (Bo Diddley), “Move It On Over” (Hank Williams) and “One Bourbon, One Scotch, One Beer” (John Lee Hooker). Thorogood’s Gold-certified Greatest Hits: 30 Years Of Rock was Billboard’s #1 Blues Album for 2004 and 2005, and the band’s 2006 album, The Hard Stuff, reached #2. 2009’s The Dirty Dozen debuted at #1 on the Blues chart, fueled by the album’s #1 single, “Tail Dragger.”Keb’ Mo’ ‘ 9/27 ($34.50 ‘ $54.50 plus tax): A native of South Los Angeles, singer-songwriter and guitarist Keb’ Mo’s music is a living link to, and a very modern update of the Delta Blues. Across 10 acclaimed releases since 1994, his music owes as much to contemporary singer-songwriters like Bonnie Raitt or Jackson Browne as to the spirit of blues musicians like Robert Johnson that dwells in his work. His distinctive sound embraces pop, rock, folk and jazz, as well as the blues. The common threads running through his work are wit, humor and great storytelling. Over and over he demonstrates the power of music to convey human experience and emotional weight. A 3-time Grammy Award winner with 4 more nominations and 10 Blues Music Awards to his credit, Keb Mo is the not to miss music event of the season!Tickets are available now by phoning The Paramount Theatre Box Office at 802 775-0903.  Tickets and more information may also be found online at www.ParamountLive.org(link is external) or at The Paramount Theatre Box Office at 30 Center Street.  The Paramount Theatre, a registered 501(c)3, is located at 30 Center Street in historic downtown Rutland, Vermont.last_img read more

Important FARC Leader Arrested in Venezuela

first_img William Alberto Asprilla Chitiva, alias “Marquetaliano,” was arrested on March 21 as he was travelling on a road that links Caracas and the port of La Guaira, together with several people who are still being identified, Carlos Mena, director of the Criminal Investigation Directorate (DIJIN), told the press in Bogotá. Mena also highlighted the high level of the relationship between the two countries for the fight against crime. “Today is the best moment Colombia has seen with regard to exchange and cooperation with Venezuelan authorities,” he emphasized. By Dialogo March 26, 2012 A leader of the Revolutionary Armed Forces of Colombia, a Colombian guerrilla group, accused of the murder of three Americans in 1999, has been arrested on Venezuelan territory, the Colombian police announced. He also said that he is a “member of the Central General Staff,” a structure with about thirty members that is hierarchically below the Secretariat, the communist guerrilla group’s top-ranking body. The arrest was the result of a joint action between intelligence elements of the Colombian Army and of the Venezuelan police, who had been aware of the arrestee’s presence in Venezuela since about six months ago, he said. center_img Mena stated that Bogotá expects that the Venezuelan authorities will move to “expel or deport” “Marquetaliano” to Colombia, since they had sought his arrest through Interpol in the last few weeks, on charges of criminal conspiracy, rebellion, and kidnapping. Nevertheless, Mena noted that “apparently, there’s also some kind of request from the American authorities,” since “Marquetaliano” is accused of having planned the kidnapping and murder of three American researchers engaged with indigenous issues. Mena identified 62-year-old “Marquetaliano” as a “co-founder” of the FARC, which has been Colombia’s leading guerrilla group for almost half a century. last_img read more

The balancing act of risk mitigation – with an eye on today’s economy

first_img 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Trace Ledbetter Trace Ledbetter is Executive Vice President at State National Companies, where he directs and oversees delivery of all services and products for Lender Services, including customer relationship management, underwriting, and claims. Web: https://www.statenational.com Details In late 2019 and early 2020, when we prepared and first distributed our series on risk mitigation, we did so with the 10+ year bull market and other current economic variables in mind. We recognized that there were many possibilities on the horizon that could result in significant changes to the economy and affect the risk profile of credit unions and other financial institutions, and we wanted to offer insights that could help them prepare wisely. Never did we predict that a global pandemic was going to be the trigger. International trade wars, a volatile political landscape, and the contentious upcoming 2020 election seemed more likely factors to put an end to the U.S.’s historic period of economic expansion. Those conditions are all still present, but obviously they have been superseded by the massive economic impact of COVID-19.Still, we knew it was an important time to discuss the subject of risk mitigation and how credit unions and other financial institutions were preparing for a potential downturn. We think these pieces now more than ever offer valuable perspective when it comes to mitigating your institution’s risk during both good times and difficult ones.The balancing act of risk mitigation – with an eye on today’s economyFor credit unions, maintaining superior customer and borrower relationships is a vital priority. Just as critical for the ultimate success of any financial institution is prudent management of internal and external risk. Risk mitigation management positions are perhaps some of the least visible among the roles of executive management at a financial institution, but like the wizard behind the curtain, they are perhaps one of the most important in terms of striking balance between what is right for the financial institution and what provides a great experience for the customer.Balancing these two priorities is a constant challenge. When you throw economic uncertainty and political volatility into the mix, that tightrope can seem even narrower.Pre-Recession Indicators:America’s last recession ended in June 2009, and that in itself is an indicator that a recessionary period is likely on the horizon at some point, whether sooner or later. A few of the factors risk mitigation specialists are keeping an eye on are:Yield curve marginsHousing pricesEconomic growth spurred by trade relations vs. possible slowdowns caused by adversarial trade relationshipsUnemployment ratesIncreasing auto prices and lengthening loan terms, with more negative equityComparing and Contrasting 2007-2009 and 2019The Great Recession that began in 2007 was in full swing ten years ago and took some lenders by surprise, generating catastrophic losses for some institutions. We sat down with several risk specialists from credit unions across the country to ask what they see as some of the similarities between then and now, as well as any differences they notice.Dave BrydunVP of Consumer Lending, BCU, Vernon Hills, IL:“Our loan-to-share is pretty similar now to where it was 12 years ago, before the last recession began in 2007, and unemployment is low, similar to that period. We’re seeing a pretty good economy in terms of the forecasts. Obviously, in lending having a low unemployment rate and strong consumer spending are two good things, and those are still flashing green right now. I guess the question is, ‘Well, that’s the current state, but will what’s going on behind the scenes with the manufacturing slowdown and tariffs and other various factors eventually start impacting consumer spending and employment?’”Henry RobaszewskiDirector of Risk Management, Finance, BCU, Vernon Hills, IL:“We usually see all the indicators peak just before a recession starts. Like Dave said, everything’s looking good right now, but it did right before the last recession, too. So, everyone’s looking for that early indicator of ‘When is it going to turn?’ We’ve been looking at the yield curve, because the inversion has been an indicator of recessions in the past. There has been some inversion this time, but it hasn’t necessarily persisted, so we’re waiting to see if that does manifest itself … the Fed is starting to ease in trying to prevent that from happening. Whether they’ll ease quickly enough to prevent a recession or not remains to be seen.”Dave Brydun:“We’ve been talking about recession readiness now for probably two or three years and we’re still here in 2019 and it’s yet to hit. So, for us it’s just coming up with a readiness framework so that when the indicators start flashing in a direction other than they are today, we have a plan in place that we can activate.”Eric FuglisterVP Consumer Lending, Wings CU, Apple Valley, MN:“Twelve years ago, we knew the craziness that was mainly going on in the mortgage market couldn’t last forever … home prices were going up unbelievable amounts every year — 10% or more each year. You had borrowers who really didn’t qualify for loans — whether their credit scores were low or they were the no-documentation, stated-income loans — all that stuff was pretty prevalent toward the end of the decade, from 2006 on. It had the signs that this stuff just can’t last forever. I don’t think any of us thought it was going to unwind the way it did in terms of the severity and how it affected not only the U.S. economy, but even the world economy. Back then, I remember thinking for a couple of years that real estate and mortgages can’t keep doing what they’re doing. And they did and they did … and then finally, it all eventually broke and we obviously know what happened after that.”Henry Robaszewski:“To me, now it looks more like a growth slowdown as opposed to a collapse of the housing industry like we saw 12 years ago, so hopefully any recession that happens won’t be as severe once it does and the impact won’t be as great. I think we’ve seen some potential pre-recession indicators, but I don’t know that we’ve seen the run-up in real estate prices that we did back in 2007. There has been some run-up in some regional areas, but I don’t think it’s been as widespread and I don’t think there’s the same lending practices in terms of nodocumentation loans and things like that that were more risky. So it’s probably unlikely that the same scenario would play out again.”Dave Brydun:“The last recession, the worst since the Great Depression, was primarily a real estate recession. And that was really brought on, in the years leading up to it, by much looser underwriting standards within the industry that have since been corrected. So hopefully, in terms of lenders and the lending environment, the recession isn’t as severe, because real estate loans are very high-dollar loans and the impact on a financial institution’s financials can be pretty severe if there is a greater deal of degree of losses that are concentrating in real estate versus other products.“I think I tend to call it more ‘credit renormalization.’ Delinquencies and charge-offs probably bottomed out in terms of being really low, probably in 2015, 2016, and they have come up a little bit industry-wide, but I think we are and can probably continue to be in a very benign credit risk environment. For us, we just see credit renormalization and not so much anything that we’re largely concerned with. We keep our eyes on things, but I think this may be more normalization than any sort of indication that things will start heading south in any large way.”Deborah McRaeVP Risk Management, Five Star CU, Dothan, AL:“We opened three new branches during the first part of this year, which is a record for us — we’ve opened two in one year, but never three. So from our point of view, clearly we thought things were going really well and I think we still feel that way.” The current consensus among the risk professionals we interviewed seems to be that while they are preparing carefully for a possible future recession, conditions as of right now have not yet warranted any drastic changes in their lending practices. Perhaps even more importantly, they all agree that lending practices related to housing are drastically different now than they were in the late 2000s, which is a significant factor in their opinions when it comes to conditions surrounding the Great Recession and conditions today.In our next article in this series, we’ll talk about what these professionals do to keep a pulse on economic conditions and which indicators they monitor to be sure they have adequate resources in place to protect their institutions from risk.last_img read more

REITs: a poisoned chalice?

first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img

Arsene Wenger sends heartfelt message to Iker Casillas after heart attack

first_imgArsene Wenger sends heartfelt message to Iker Casillas after heart attack Comment Real Madrid legend Iker Casillas suffered a heart attack while training with Porto (Picture: Getty)Arsene Wenger has sent his best wishes to Iker Casillas after the legendary goalkeeper had a heart attack while training with Porto.Casillas, 37, one of the most decorated footballers in the history of both Spain and Real Madrid, suffered an acute myocardial infarction but is said to be in ‘stable’ condition as he recovers in hospital.The veteran shot-stopper confirmed on social media that his ‘strength was intact’ despite the ‘big scare’ as messages of support flooded in from around the world.Speaking ahead of Liverpool’s defeat to Barcelona in the Champions League, former Arsenal manager Wenger admitted he was shocked by the news and sent a heartfelt message to Casillas.AdvertisementAdvertisementADVERTISEMENTMore: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityHe told beIN SPORTS: ‘We are all surprised because you don’t expect at that age a guy who is practicing to have a heart attack but we don’t know much more about it and have to be a bit cautious about it. But, of course, we wish him well.‘He was a decisive ‘keeper. I remember in 2010, in the World Cup in South Africa, in every single game he made a decisive save and at Real Madrid as well he was always under pressure and he was always decisive in big games.‘But the question mark we have tonight: is that stress harmful for your health or not? For some maybe more than for others.‘Being a goalkeeper is a highly stressful job now.’Arsene Wenger chooses to begin tonight’s Champions League discussion with a get well message to Iker Casillas, who was taken to hospital earlier today following heart problems.Get well soon @IkerCasillas 👊#beINUCL #beINWenger #BARLIV pic.twitter.com/WkVnSBEbHO— beIN SPORTS (@beINSPORTS) May 1, 2019 Metro Sport ReporterThursday 2 May 2019 9:58 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link205Shares Casillas is expected to be ruled out for the remainder of Porto’s season and the goalkeeper’s playing career is in serious doubt.The Spaniard amassed 725 appearances for Real Madrid across 16 seasons at the Bernabeu, winning three Champions Leagues and five La Liga titles with the Spanish giants.He was also a key member of Spain’s side that won successive European Championships in 2008 and 2012 as well the 2010 World Cup. Iker Casillas | Career Honours REAL MADRIDLa Liga: 2000–01, 2002–03, 2006–07, 2007–08, 2011–12Copa del Rey: 2010–11, 2013–14Supercopa de España: 2001, 2003, 2008, 2012UEFA Champions League: 1999–2000, 2001–02, 2013–14UEFA Super Cup: 2002, 2014FIFA Club World Cup: 2014Intercontinental Cup: 1998, 2002PORTOPrimeira Liga: 2017–18Supertaça Cândido de Oliveira: 2018INTERNATIONALSpain – 167 capsFIFA World Cup: 2010UEFA European Championship: 2008, 2012 Advertisement Casillas is regarded as one of the greatest players in Real Madrid history (Picture: Getty)Madrid said that the club was sending ‘all the courage in the world’ to their ‘eternal captain’.An official statement said: ‘Real Madrid wants to transmit all their support to their beloved captain Casillas,’ the statement read.‘Casillas has taught us throughout his professional career to overcome the most incredible challenges to enhance the glory of our club.More: FootballBruno Fernandes responds to Man Utd bust-up rumours with Ole Gunnar SolskjaerNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira moves‘It has taught us that giving up does not fit into our philosophy of life and has shown us countless times that being stronger, the harder the challenge, is the way to achieve victory.‘Real Madrid want to see their eternal captain recovered as soon as possible and send him all the courage of the world.’MORE: Lionel Messi caught moving the ball closer to Liverpool’s goal before his stunning free-kick for Barcelona Advertisementlast_img read more

New Year’s resolutions are kicking in as downsizers get moving

first_imgIngenia Lifestyle resort BethaniaThe new designs also give more consideration to functionality and geared at enabling downsizers to lock up and leave to travel. “Lifestyle-focused land lease communities are one of the fastest and most popular trends for downsizers, setting new benchmarks in affordable seniors living,” Ms Manson said. “They are specifically tailored to the needs of active seniors allowing them to secure ownership of a brand new home that is easier to manage with lower maintenance costs.”Land lease communities offer some extra benefits to their residents, such as no entry or exit fees and no stamp duty fees. Ms Manson said for some it could also be the first time they were eligible for rent assistance, which contributed to more money in their pockets. Sales inquiries at Ingenia Lifestyle resort at Bethania are spiking as the over 50s seek a lifestyle upgrade.NEW Year’s resolutions are kicking in as Logan locals look to downsize and sort out their retirement.Ingenia Lifestyle project sales manager Sharon Manson said a combination of changes to the pension and New Year’s resolutions seemed to be encouraging over 50s to seek a new lifestyle.She said she had seen a spike in the number of sales inquiries in recent weeks at Ingenia Lifestyle Bethania as people started to look at the year ahead and decided to downsize to a more manageable sized home.“The pension changes are also forcing some to consider new housing options and pursue a lifestyle based on independence, health and wellbeing,” Ms Manson said. To keep up with demand Ingenia Lifestyle Bethania has just revealed new homes and floor plans giving buyers more choices to create and personalise their new home.Brand new homes are available from just $299,000 for a two bedroom home, with four new display homes and five new floor plan designs to choose from. More from newsMould, age, not enough to stop 17 bidders fighting for this home2 hours agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor8 hours agoAll homes feature modern entertainers kitchens, open plan living and dining areas with integrated outdoor space. last_img read more