We analyze Trimpi signatures during 23 and 24 April 1994 at four sites on or near the Antarctic Peninsula (Palmer, Faraday, Rothera, and Halley) on subionospheric VLF signals received from four U. S. naval transmitters (NAA, NSS, NLK, and NPM). Electron precipitation patches are found to be large, i.e., similar to1500 km x 600 km, with the longer axis orientated east-west. Calculations using a three-dimensional Born scattering model, where patch densities are 1.5 electrons cm(-3) above ambient at the center at similar to84 km altitude, provides results that are consistent with this picture. A high proportion (38%) of the Trimpi events were associated with strong lightning flashes in eastern United States. When lightning discharges had currents >65 kA (positive or negative), there was a >80% chance of seeing an associated Trimpi event. The chance of seeing any Trimpi events fell to near zero for discharges of <45 kA. The largest Trimpi perturbations occur when the center of the precipitation patch is 700-800 km from the receivers. This result is consistent with the modeling calculations for large patches. The equatorward edge of the precipitation patch was estimated to be at &SIM;60&DEG;S, close to the magnetic conjugate of the lightning. The close association of the equatorward edge of the precipitation patch with the conjugate location of the causative lightning is consistent with a quasi-ducted whistler-induced precipitation mechanism. Nonducted whistler-induced precipitation mechanisms would predict a 5&DEG;-10&DEG; latitudinal gap between the lightning and the equatorward edge of the patch. However, the lack of observed whistlers at the time of the Trimpi events is consistent with the nonducted whistler mechanism and is not consistent with the quasi-ducted mechanism, although the distances from duct exit point to receiver may have been too large (&SIM;700-1000 km) for the signals to be detectable. Using the significantly larger patch dimensions determined in this study, it is estimated that lightning may well be 10-100 times more effective at depleting the radiation belts than hiss.
You need to sign in or create an account to save Johns Hopkins University Facebook The successful candidate(s) for this position will be subject to apre-employment background check.If you are interested in applying for employment with The JohnsHopkins University and require special assistance or accommodationduring any part of the pre-employment process, please contact theHR Business Services Office at [email protected] For TTYusers, call via Maryland Relay or dial 711.The following additional provisions may apply depending on whichcampus you will work. Your recruiter will adviseaccordingly.During the Influenza (“the flu”) season, as a condition ofemployment, The Johns Hopkins Institutions require all employeeswho provide ongoing services to patients or work in patient care orclinical care areas to have an annual influenza vaccination orpossess an approved medical or religious exception. Failure to meetthis requirement may result in termination of employment.The pre-employment physical for positions in clinical areas,laboratories, working with research subjects, or involvingcommunity contact requires documentation of immune status againstRubella (German measles), Rubeola (Measles), Mumps, Varicella(chickenpox), Hepatitis B and documentation of having received theTdap (Tetanus, diphtheria, pertussis) vaccination. This may includedocumentation of having two (2) MMR vaccines; two (2) Varicellavaccines; or antibody status to these diseases from laboratorytesting. Blood tests for immunities to these diseases areordinarily included in the pre-employment physical exam except forthose employees who provide results of blood tests or immunizationdocumentation from their own health care providers. Anyvaccinations required for these diseases will be given at no costin our Occupational Health office.Equal Opportunity EmployerNote: Job Postings are updated daily and remain online untilfilled.EEO is the LawLearn more:https://www1.eeoc.gov/employers/upload/eeoc_self_print_poster.pdfImportant legal informationhttp://hrnt.jhu.edu/legal.cfm Help train and supervisejunior postdoctoral fellows and students with the above skills andexpertise for molecular and epigenetic studiesCoordinates, organize andarrange regular scientific meetings for the team members as needed;prepares agendas, material for, and coordination of meetings withresearchers on the research programs in the lab.Train junior members (newfellows/students/visiting scholars) in the lab and performs qualityassurance reviews for the scientific data, as well as participatein the discussion of ideas for new researchprojects.Operate basic laboratoryequipment such as centrifuge, pH meter, analytical balance,scintillation counter, light and/or fluorescence microscope,microplate reader, plate washer and biological safetycabinet.Responsible for operationof lab computers for data entry.Maintains detailed workingknowledge of protocolsDesigns spreadsheets anddatabases for tracking and management of researchdataData entry and managementusing database and other computer softwareOrdering of lab suppliesthrough the complex Johns Hopkins SAP system.Any other responsibilitiesneeded by the lab but not specified here.MinimumQualifications: Bachelor’s degree in biology,chemistry or related field. One year laboratory experienceperforming relevant techniques. Master’s degree, with relatedgraduate research, may substitute for experience to the extentpermitted by the JHU equivalency formula.PreferredQualifications:Master’s degree preferredPreferredJHU Equivalency Formula:18 graduate degree credits maysubstitute for one year of experience. For jobs where equivalencyis permitted, up to two years of non-related college course workmay be applied towards the total minimum experience required forthe respective jobAdditionalKnowledge, Skills, and Abilities:Excellent experience inperforming molecular experiments and animal studies. Excellentexperience in performing molecular experiments and animalstudies.PhysicalRequirements: Sitting, standing and walking forextended period. Reaching by extending hand(s) or arm(s) in anydirection. Finger dexterity requiredto manipulate objects withfingers rather than with whole hand(s) or arm(s). Ability to movestandard equipment through a hospital or laboratoryenvironment.Classified Title:Research SpecialistWorking Title: Research Specialist Role/Level/Range:ACRP/03/MAStarting Salary Range:$16.13 – $22.16;Commensurate with experienceEmployee Group:Full TimeSchedule:Monday – Friday, 8:30am-5:00pmExempt Status: Non-ExemptLocation:School of Public Health, East BaltimoreCampusDepartment Name:Environmental Health andEngineeringPersonnel Area:School of PublicHealthThe successfulcandidate(s) for this position will be subject to a pre-employmentbackground check.If you are interested inapplying for employment with The Johns Hopkins University andrequire special assistance or accommodation during any part of thepre-employment process, please contact the HR Business ServicesOffice [email protected] For TTY users, call via MarylandRelay or dial 711.The followingadditional provisions may apply depending on which campus you willwork. Your recruiter will adviseaccordingly.During the Influenza (“theflu”) season, as a condition of employment, The Johns HopkinsInstitutions require all employees who provide ongoing services topatients or work in patient care or clinical care areas to have anannual influenza vaccination or possess an approved medical orreligious exception. Failure to meet this requirement may result intermination of employment.The pre-employmentphysical for positions in clinical areas, laboratories, workingwith research subjects, or involving community contact requiresdocumentation of immune status against Rubella (German measles),Rubeola (Measles), Mumps, Varicella (chickenpox), Hepatitis B anddocumentation of having received the Tdap (Tetanus, diphtheria,pertussis) vaccination. This may include documentation of havingtwo (2) MMR vaccines; two (2) Varicella vaccines; or antibodystatus to these diseases from laboratory testing. Blood tests forimmunities to these diseases are ordinarily included in thepre-employment physical exam except for those employees who provideresults of blood tests or immunization documentation from their ownhealth care providers. Any vaccinations required for these diseaseswill be given at no cost in our Occupational Healthoffice.Equal OpportunityEmployerNote: Job Postings are updated daily and remain online untilfilled.EEO is theLawLearn more: Save Research Specialist LinkedIn Salary Not Specified More searches like this Salary Not Specified Research Specialist Maryland, United States Maryland, United States Research Specialist Twitter Maryland, United States Similar jobs You need to sign in or create an account to save Research Administration Not specified Full Time jobs in Baltimore Save Research Specialist Academic Affairs Not specified Full Time jobs in Baltimore You need to sign in or create an account to save Research Specialist Johns Hopkins University School of PublicHealth – East Baltimore Campus Salary Not Specified Save Research Specialist Share Apply(This will open in a new window from which you will be automatically redirected to an external site after 5 seconds) Administrative Not specified Full Time jobs in Baltimore The Department ofEnvironment Health and Engineering is seeking aResearchSpecialistto participate in laboratory research via usinga number of cell lines (e.g., cancer cell lines and stem celllines) for maintenance, culture, and further functional studies(e.g., knocking down). In addition, prepare and design experimentsfor toxicant/drug treatments.Specific Duties andResponsibilities:Participate in laboratoryresearch via using a number of cell lines (e.g., cancer cell linesand stem cell lines) for maintenance, culture, and furtherfunctional studies (e.g., knocking down). In addition, prepare anddesign experiments for toxicant/drug treatments.Use a variety oflaboratory tools, such as cell manipulations, cell inoculation toproduce animal models and/or treatment with chemical toxicantsand/or drugs for disease models, as well as subsequent laboratoryand phenotypic characterizations.Use molecular genetictools, including (but not limited to)Westernblotting,PCR,RT-qPCR, andregular Sanger sequencing, as well as next generation sequencingtechniques (RNA-seq, ATAC-seq, etc.) for mechanisticinsights.Organize, analyze andsummarize the research data to prepare laboratory and scientificmeeting reports on the topics assigned/worked Johns Hopkins University
A navigational buoy washed ashore in Ocean City on Sept. 9 and will be towed back into place by the Coast Guard. A navigational buoy that washed ashore at the north end of Ocean City on Sept. 9 stands guard over the beach as it awaits a tow from a Coast Guard cutter.The rests on the beach at the north end of Ocean City, NJ, near the Ocean City-Longport Bridge.The buoy helped mark the channel out of Great Egg Harbor Inlet less than a mile from the beach. It broke free in a northeast gale that coincided with a full-moon tide two weeks ago.Maintenance of the buoy typically would fall to the Coast Guard Aids to Navigation Team in Cape May, according to Petty Officer Nick Ameen, spokesman for the local Coast Guard district. But because the buoy is so big, the team is waiting for the Coast Guard cutter Elm, a buoy tender, to assist in the job, Ameen said.Even with the cutter on site, freeing the buoy from the beach and across the shoals of the inlet to the cutter will be a feat that could require a separate towing operation, he said.The Elm is based out of Atlantic Beach, N.C., and the work in Ocean City is not yet scheduled.The Coast Guard is still investigating what exactly caused the buoy to break free from its mooring.The solar-powered lights on the buoy are still working.The buoy is too big for the local Coast Guard Aids to Navigation Team to move.__________Sign up for OCNJ Daily’s free newsletter and breaking news alerts“Like” us on Facebook
Five performances are scheduled at the Music Pier of the Ocean City Theatre Company’s “Holiday Spectacular.” (Photo courtesy City of Ocean City) The Ocean City Music Pier stage will light up with the sights and sounds of the season as the Ocean City Theatre Company gives five performances of “Lights, Camera Christmas: the 2019 Holiday Spectacular” over the next two weekends. Tickets are on sale now for the annual holiday show.The cast of professional singers and dancers will present a family–oriented, song-and-dance tribute to the holidays, directed and choreographed by Elizabeth Worley, Brendan Maly and Michael Hartman.Performances will be:7:30 p.m. Friday, Dec. 132 p.m. Saturday, Dec. 147:30 p.m. Friday, Dec. 207:30 p.m. Saturday, Dec. 212 p.m. Sunday, Dec. 22The production will be staged at the Music Pier (Moorlyn Terrace and the Boardwalk) with free parking nearby. Admission is $18 for adults and $15 for kids under 12.Purchase tickets at oceancityvacation.com/boxoffice, by calling 609-399-6111, or at the City Hall Welcome Center (9th Street and Asbury Avenue) or the Roy Gillian Welcome Center (on the causeway leading to Ninth Street). Group rates are available by calling 609-398-1118.Ocean City Theatre Company students in grades 3 to 8 will give two performances of “Frozen JR,” based on the Disney classic: 7:30 p.m. Saturday (Dec. 14) and 2 p.m. Sunday (Dec. 15) at the Music Pier. The show features all of the memorable songs from the animated film. Tickets are $15 and can be purchased by calling 609-399-6111 or by visiting oceancityvacation.com/boxoffice.LIFE SAVING STATION SHARES TALES OF THE SINDIAOn the 118th anniversary of the stormy night when the 329-foot sailing ship ran aground in Ocean City, the historic U.S. Life Saving Station 30 will welcome visitors interested in learning more about the wreck of the Sindia and the rescue of her crew.The restored Life Saving Station (at the corner of Fourth Street and Atlantic Avenue in Ocean City) will be open from 10 a.m. to 4 p.m. on both Saturday and Sunday, Dec. 14 and Dec. 15.The heroic feats of members of the Life-Saving Station during the 1901 Sindia shipwreck will be celebrated.Special guest speakers will give lectures on the Sindia at 10:30 a.m. and 2 p.m. each day. Portions of a Sindia journal found in 1960 will be read, and newly acquired Sindia artifacts will be on display.At the same time, a new Sindia display at the Ocean City Historical Museum (1735 Simpson Avenue) will be unveiled, and photos will be available for purchase.The Sindia came ashore in the surf near 17th Street on Dec. 15, 1901. Surfmen from Life Saving Station 30 helped bring the crew to safety. The station has been restored and appears as it would have in the era of the Sindia rescue. ALSO COMING UP:FREE HORSE-DRAWN CARRIAGE RIDES (Dec. 14 to Jan. 1): Rides on downtown Asbury Avenue will be available noon to 3 p.m. on weekends through Dec. 22 and again on New Year’s Day. Board in front of City Hall at Ninth Street and Asbury Avenue.BREAKFAST WITH SANTA (Dec. 14 to Dec. 22): Santa Claus will meet with children 8 a.m. to 11 a.m. at local restaurants. The schedule is as follows:Saturday, Dec. 14: Arlene’s on Asbury (624 Asbury Avenue, 609-399-3639)Sunday, Dec. 15: Sunrise Café (1200 Asbury Avenue, 609-398-9300)Saturday, Dec. 21: Yianni’s Cafe (841 Asbury Avenue, 609-391-1113)Sunday, Dec. 22: Jon & Patty’s Coffee Bar and Bistro (637 Asbury Avenue, 609-399-3377)Santa makes his way from the North Pole to the Music Pier for photos through Dec. 22.PHOTOS WITH SANTA (Dec. 14 to Dec. 22): Pose for holiday photos with Santa Claus in an Ocean City Beach Patrol lifeguard boat. Noon to 3 p.m. Saturdays and Sundays through Dec. 22 outside the Ocean City Music Pier (Boardwalk at Moorlyn Terrace). Photos are $10 each.‘LE PETITE’ ART SHOW (Throughout December): The Ocean City Fine Arts League (711 Asbury Ave.) will go small with a “Le Petite” theme for its exhibition in December. There will be a “Meet The Artist” reception and awards presentation 6 p.m. to 7:30 p.m. Friday, Dec. 13. Light refreshments will be served. The event is free and open to the public. For more information, call (609) 814-0308 or visit us at oceancityfineartsleague.org.POTTERY & MOSAIC SALE (Through Dec. 14): The Ocean City Arts Center (1735 Simpson Avenue) will host its Pottery and Mosaic Show and Sale 9 a.m. to 9 p.m. Mondays through Fridays and 9 a.m. to 3 p.m. Saturdays. A meet-the-artists reception will be held 6 p.m. to 8 p.m. Friday, Dec. 6.The holiday book sale will feature tables of books, CDs, DVDs and audio books.HOLIDAY BOOK SALE (Dec. 13-14): The Friends and Volunteers of the Ocean City Free Public Library will hold a holiday book sale 10 a.m. to 6 p.m. Dec. 13 and 9 a.m. to 2 p.m. Dec. 14 in the atrium outside the library.ANGELUS CHORUS AND TENOR JOHN TAYLOR (Dec. 14): Tenor John Taylor joins the 55-voice Angelus Chorus directed by Richard Stanislaw in a concert of traditional Christmas music at 4 p.m. Saturday, Dec.14 at St. Peter’s United Methodist Church, 8th Street and Central Avenue. The concert is free; an offering is received.FAMILY CHRISTMAS CELEBRATION (Dec. 19): The Ocean City Tabernacle invites all to a delicious family dinner, a musical program by the Son Club after-school program, a Christmas carol sing-along, professional family Christmas photos, face-painting for the kids and more.The free event is 5:30 p.m. to 8 p.m. Thursday, Dec. 19. For more information, call 609-399-1915 or click the “Family Christmas Celebration” banner at octabernacle.org.FIRST NIGHT (Dec. 31): All-inclusive admission buttons for Ocean City’s family-friendly New Year’s Eve celebration are on sale now at firstnightocnj.com and at welcome centers in town.FIRST DAY (Jan. 1): Pre-register for the annual 1 p.m. New Year’s Day 5K Boardwalk run at firstnightocnj.com, get ready for the First Dip in the ocean at 2 p.m. adjacent to the Music Pier, and take advantage of bargains in downtown Ocean City’s First Day Shopping Extravaganza.First Night features family-friendly entertainment.
High street bakery chain Greggs is planning a third stand-alone store in Belfast, while high street patisserie and cake shop, Patisserie Valerie (PV), will make its Northern Irish debut a few doors away.Greggs has submitted a planning application for its third outlet in the city centre.The bakery is planning to open up to 50 stores across Northern Ireland, having opened its first in April of last year. Greggs has 1,670 stores located across Great Britain.PV will make its national debut on the same street, at the former Jaeger premises – it has around 90 shops across the UK and is valued at £320m. A second unit is also expected to open in Belfast before the end of 2016.
A not-for-profit youth organisation is set to open a bakery in Nuneaton serving artisanal bread, cakes and pastries while giving young people the chance to acquire baking skills.Positive Impact for Young People CIC (PIYP) has acquired a property for The Bakery on Harefield Road, Nuneaton in Warwickshire, which is set to open at the start of August.“The bakery will be a place where young people can gain the skills, the accreditation and also the experience of working in a bakery,” founder of PIYP Craig Sweeney told British Baker. “Nuneaton doesn’t have its own independent bakery so we see a massive gap in the market.”Having been kicked out of school at 14, Sweeney attended catering college after which he spent eight years as a baker and pastry chef. He left the industry six years ago and gained a degree in youth work, setting up PIYP last year.He is currently looking to hire one full-time and one part-time baker to work alongside him in the kitchen, as well as front of house staff. However, the apprenticeships and training programmes won’t be available until next year as he wants to get the bakery running efficiently first.“As a youth organisation – we’re a community interest company – our surplus will be reinvested back into young people within Nuneaton and Bedworth who are disengaged from employment, education and training from the ages of 11 to 24,” he added. “The benefits of this are very wide, it’s not just about the young people who will be working at the bakery.”In order to get The Bakery up and running, the organisation has launched a crowdfunding campaign in which it is hoping to raise £10,000 for the purchase and instalment of furniture and fittings. This includes display counters for the bakery as well as tables for the kitchen.As of 25 June, the Indiegogo project had raised £605 from a total of 11 backers. Investors become members of the investors’ club and, depending on the amount they donate, receive benefits such as lifetime discounts on items from The Bakery as well as a travel mug and an invitation to the opening. A £150 donation, for example, entitles the person to a 15% discount for life.Sweeney said if the funding target isn’t reached, the organisation will have to look at more traditional finance options, such as a loan, for the remainder.The Bakery concept has already been trialled, with a pop-up running one day a week for eight weeks at Stockingford Community Centre.“We had people queuing out the door, they couldn’t get enough of the products” Sweeney added. “Our turnover was £4,000 just in that short time so we knew there was a real gap there. It was only run from a community centre that wasn’t in the centre of town. Our footfall at our new location is probably 2,000 to 3,000 people a day.”Charity Prior’s Court School has similar plans for its area. The Berkshire-based organisation is planning to build a commercial bakery employing young people with severe autism.
The California folk-rock band Midnight North has a new album, Under the Lights, on the way. Under the Lights will be the group’s third album and is out tomorrow, June 16th. Consisting of Grahame Lesh (vocals, guitar), Elliott Peck (vocals, guitar), Alex Jordan (vocals, organ), and Connor O’Sullivan (bass), Midnight North’s latest album was written following their first Midwest and East coast tour and captures the excitement during and following that period. The band’s Americana sound taps into Lesh’s father’s jammy Grateful Dead roots while also creating a sound of their own, infusing their own Western and blues influences throughout the album.Under The Lights includes 11-original tunes combining a country and rock-tinged sound directly influenced by life on the road. Recorded by David Simon-Baker (Los Lobos, ALO, Jackie Greene, Mother Hips), with Under The Lights, Grahame Lesh and his band Midnight North create an fresh blend of rock and Americana that evokes past masters in the form like Graham Parsons and The Band. With smooth and heart-swinging harmonies, gritty and resonate lyrics, and rock-steady chops that share true tales of the road, the album is full of variety.EXCLUSIVE: Grahame Lesh Talks Midnight North, His Famous Father, And Twiddle LoveLive For Live Music is excited to share this next milestone in Midnight North’s career by hosting the band’s album stream ahead of tomorrow’s release. “This album is the culmination of growth – two years of writing, touring, and learning both about ourselves and from the amazing musicians we’ve been lucky to be around,” says Grahame Lesh. “We took a lot away from hanging and making music with folks like Phil Lesh, Bob Weir, Nicki Bluhm, Tom Hamilton, Scott Metzger, and obviously all of our musical community in the Bay Area and at Terrapin Crossroads. Then with invaluable help from DSB (David Simon-Baker), we were able to translate what we’d written and heard in our heads and combine it with what we’d worked out through all those live performances – we tightened the songs up, focused on the melodies and harmonies, and made sure the stories that we were telling came first. All of that made for an album that we’re definitely really proud of and can’t wait for people to hear!”Listen to Midnight North’s Under The Lights below, exclusively through L4LM:Midnight North will be celebrating the release of their new record with a hometown show at Great American Music Hall coinciding with the album’s release date. Special guests include the Grateful Dead’s Phil Lesh, guitarist Scott Law, and songstress Victoria George. Additional summer appearances are below, including an exciting appearance at LOCKN’ in late August.MIDNIGHT NORTH SUMMER DATES6/16 – Great American Music Hall – San Francisco, CA7/28 – Tumble Down – Burlington, VT7/30 – Capitol Theatre – Port Chester, NY8/2 – The Hamilton – Washington, DC8/3 – Jams On The Sand – Asbury Park, NJ8/4 – Bear’s Picnic – Millmont, PA8/5 – Petaluma Music Fest – Petaluma, CA8/25 – Lockn’ Festival – Arrington, VA
Shopping for Christmas presents can be stressful and overwhelming. Shopping for Christmas presents while also supporting education in Nepal is rewarding. Today, Badin Hall is hosting “A Conscious Christmas,” a sale benefiting Hope Initiative. The sale will take place from noon until 5 p.m. in the Badin Hall large social space. The sale will feature handicrafts and gifts handmade in Nepal by fair trade artisans. Sophomore Badin Hall president Cristin Pacifico said the sale is an annual tradition, benefiting Hall fellow and design professor Ann-Marie Conrado’s Hope Initiative. “Basically, we put this sale on every year and all the proceeds, everything we sell goes directly to Nepal and it funds Ann-Marie’s Hope Initiative, which is an orphanage house she set up in Nepal,” she said. According to the Hope Initiative website, the mission of the organization is “to uplift individuals in developing countries by focusing on transformative education for youth and adults alike. Hope gives individuals the tools they need to create change in their own lives to escape poverty and dependency.” The money helps send the children living in the hope house to school, Pacifico said. “They [the kids] tested into one of the best schools in Nepal and that is where they are at school right now,” she said. “Ann-Marie comes in and we try to have regular Skype sessions with the kids. It’s just a great opportunity to get to purchase some really beautiful goods but also do it in a very responsible way.” Pacifico said the handicrafts are the hard work of Nepali women and their families. “You can bring back beautiful gifts for your family and it’s an awesome thing to see that you are helping people,” she said. The Conscious Christmas is not the only event Badin holds to support Hope Initiative, Pacifico said. “All the other signature events, all the money we raise also goes to Hope Initiative,” she said. “When we come back from break we also have the Polar Bear Plunge, which is a bit more chilly. It’s for the more daring.” Wednesday night, girls in Badin Hall were able to Skype the hope house children before they went to school. The children living in the house and attending school are Surya Kandel, Rajesh Nepali, Surackshya Pariyar, Sushila BK, Karan Gurung and Sabin Poudel. The children in Nepal told the Badin Hall residents how school was going and sang a song in Nepali. When the girls asked if they could send anything to Nepal, the children asked for notebooks and pens. However, Poudel said a PSP [PlayStation Portable.] Freshman Maddie Caballero said she stumbled across the Skype session Wednesday night. “I fell in love,” she said. “The kids were so cute and they had so much honesty in their eyes. They were just so happy to see you.” Freshman Kristina Techar also got to Skype with the kids. “It was very interesting. … I was expecting kids who were younger,” she said. “But it was nice to have kids who were older because you could really talk to them.” Techar said she was surprised to hear the children ask for what they needed, not what they wanted. “When we asked them what they wanted us to [send] them, instead of saying things like hair bows, they asked for things that they needed, for example a science notebook,” she said. Caballero said she was excited for the sale Friday and to get involved. “I will probably be wearing the [Badin Hall] frog suit and hold up a giant sign and be really enthusiastic about the ‘Conscious Christmas,’” she said. Contact Anna Boarini at [email protected]
Over the past decade, following the financial crisis, low interest rates and investor risk aversion fueled large core deposit balances across the banking industry. As interest rates have risen, most credit unions are starting to re-evaluate their deposit funding models. With increased competition, technological changes and greater loan demand, credit unions are seeking out new deposit sources to achieve their strategic goals. With these challenges and opportunities, it is time to rethink the stigma of wholesale funding. When used appropriately, wholesale funding can be an effective and stable source of deposit funding.As a refresher, the Great Recession of 2008 brought on the need for regulatory review of how credit unions fund their balance sheets. Through Congressional action (The Dodd Frank Wall Street Reform and Consumer Protection Act), the FDIC was required to conduct a study on the effects of brokered deposits. The “Core and Brokered Deposit” study focused on the role of brokered deposits in the lead up to the Great Recession. The common theme was that troubled credit unions were not utilizing diversified funding sources and were over-reliant on brokered deposits. This enabled rapid loan growth in higher risk assets. The rapid deterioration of asset value (sub-prime housing crisis), coupled with the depth of the recession and the dislocation of inter FI lending exposed the vulnerability of the banking system. The theme coming out of this study was that ALL wholesale/brokered deposits were considered “hot money,” which in times of stress can fuel instability.A major concern with this line of thinking is that it takes a “one-size fits all” approach. The primary focus has been on the “brokered deposit,” and not as much on the source, the “deposit broker.” There are numerous sources that a credit union can take advantage of when receiving brokered deposits and they are not all the same. A few examples of brokered deposit sources include Referral Services, Broker-Dealers, Money Managers, etc. These are considered brokered deposits, but behave differently. For example, in the case of referral services, they typically match advisors or depositors with credit unions. They have a limited relationship with the underlying depositor, thus possess limited knowledge on the depositors investment policy, deposit stability or the impact of stressed situations on the deposits. This differs greatly from that of a Money Manager. The Money Manager is usually involved in establishing a cash flow plan with the depositor, then implementing it based on investment objectives.Brokered deposits can be a good complement to traditional funding when utilized in a prudent manner. This starts by taking the time to understand the source behind the deposit. Prior to participating in the brokered deposit market, an operating plan/template should be constructed outlining rules of engagement, specifically covering the various sources and types of brokered funding, such as:When should brokered funding be utilized?Establishment of concentration limitsDefining the relationship of the deposit broker to the depositorThe deposit broker needs to be vetted to determine their role in the deposit process and ongoing relationship. The more clarity provided at the onset of engagement will help eliminate unexpected surprises during times of stress All in all, brokered funding is an integral part of the deposit market place. It provides stability and fills the voids created during times of volatility in the local depositor base. 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,James Lutter D. James (Jim) Lutter is the Senior Vice President of Trading and Operations at PMA Financial Network and PMA Securities where he oversees PMA Funding, a service of both companies … Web: pmafunding.com Details
It’s a reaction that should be viewed as a proverbial slap in the face to victims of domestic violence everywhere.“I find it (the fan reaction) extremely disheartening and disturbing,” said Gretchen Shaw, Associate Director for the National Coalition Against Domestic Violence. “We as fans have a responsibly to say:Look, this is not OK. Especially with something like domestic violence that is so fueled by apathy.”Advocates for victims of domestic abuse weren’t the only ones to speak out. New York Council Speaker Melissa Mark-Viverito called the Mets’ controversial signing of Reyes “outrageous” as she lambasted professional sports teams for prioritizing wins and losses over the lives of women.“It’s outrageous how little women’s lives seem to matter when someone can throw a baseball really hard, wins Super Bowl’s, or has a good jump shot,” Mark-Viverito said in a statement.“Domestic violence kills thousands of women every year and it’s time professional sports actually takes it seriously. The Mets should be ashamed. We need to be better.”Reyes, who went hitless in his first game back with the Mets, emerged unscathed from a fanbase that could be relentless at times when they’re dissatisfied with a player. But the media did not let him off the hook. Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York By John DundonFormer All-Star Jose Reyes made his return to New York earlier this week and was serenaded by beaming Mets fans at Citi Field who greeted the oft-injured infielder with a thunderous standing ovation.Reyes’ return comes after a 52-game suspension for a domestic violence incident last October involving the 33-year-old infielder’s wife. The details are gruesome: EMT’s were called to Reyes’ home after the then-former Met had allegedly pulled his wife out of bed, choked her and thrown her into a glass door.As a result of the incident, the Colorado Rockies chose to place Reyes on waivers despite the large sum of money still owed to him as they pursued trade opportunities. No suitors came calling, thus Reyes became a free agent. Apparently the Mets couldn’t resist the temptation to rekindle an old, albeit burnt-out, flame.“We believe he deserves a second chance to return to our organization,” said Mets General Manager Sandy Alderson, adding that the once athletic shortstop had undergone MLB-mandated counseling.Reyes came up with the organization and spent seven seasons in Queens before leaving in free agency for the Miami Marlins, a division rival. He had subsequent stops in Toronto and Colorado before coming home to New York.The ugly fact of the matter is that this isn’t about second chances. It’s about wins and losses in a sport, a game. If the Mets had four infielders playing at a high level, Reyes wouldn’t have been given this blessing, he’d still be an unclaimed free agent.The warm reception fans gave Reyes also reeks of this disturbing truth that doesn’t seem to go away: those in the sports realm only care about what men and women do in the athletic arena.On Tuesday, as Reyes stepped into the batter’s box for the first time since being suspended, Mets fans opted to brush over the attack he committed on the mother of his children. There was no voice to remind the sports world of the alleged assault just eight months ago. Embed from Getty Images Prosecutors in Hawaii, where the alleged assault occurred, dropped domestic abuse charges against Reyes after his wife declined to cooperate with authorities.“I’m a human being, and human beings make a mistake. Nobody is perfect,” Reyes told reporters before his Citi Field debut Tuesday.While he’s been apologetic, that doesn’t change the facts of the incident. This is not the first time an accused domestic abuser has apologized, nor will it be the last. Moreover, it’s common for domestic abusers to be repeat offenders. The American Bar Association’s Commission on Domestic & Sexual Violence cited a study on its website from 2000 that said 41 percent of reported domestic violence offenders committed another assault within a 30-month period.Reyes has said all the right things. He’s donated money and time to anti-domestic violence coalitions. He’s attended more than the mandated amount of counseling. The fact remains, though, Jose Reyes did nothing to be cheered, nothing to be revered. He did exactly the opposite.Mets fans have let him, and the organization, off the hook.Although the domestic violence charges were dropped, Reyes now has a reputation that will follow him for the rest of his life: a wife beater.But as long as Reyes can keep that batting average up, in the eyes of Mets fans, he’s forgiven.